An obnoxious, aggressive, uncouth blackguard* (like a
villain played by Basil Rathbone from a classic Hollywood swashbuckling movie) behaves
in an abrasive manner, bullies men and ogles women, irritating everyone at a
store, a restaurant, etc., and they want to throw him out, until he presents
the Visa Black Card, whereupon he is welcomed with open arms. Because, you see,
the Black Card is welcome everywhere, even when carried by a blackguard.
Or, a man who wishes to be seen as a blackguard pretends
that he will skip out on his bill in a variety of establishments, because he
wants to cultivate the image of a rascally rogue, but he secretly pays for
everything with his Visa Black Card.
* Blackguard as in the (archaic) noun which means a person
who behaves in a dishonorable or contemptible manner (according to the
dictionary in my computer); but it basically means: a scoundrel, a ruffian, a
knave, a cad, etc., and is a dated expression that’s fun to use because it’s so
outmoded. (It is pronounced: "Blaggard.")