Monday, May 21, 2012

Aviva Life Insurance Medical Checkup Discount Ad

This commercial for Aviva is pretty funny in a number of ways. I like the paper people stuff, like they used last year, where they’re saying that most insurance companies see you as a policy, but they see you as a person, blah blah. This imagery works really well. And in theory, I’d say they’re probably patting themselves on the back about it here. But there are some issues I have with it as used in this spot. And the problem here is twofold.

Firstly, all the hospital staff in the ad are paper people as well as the patient (not to mention the patient’s family: although the family can be argued to work at least; but the hospital staff too? No way!). So this makes no sense, since the whole idea is that most insurance companies look at their clients as just a policy. So does this mean all the hospital employees fall into the same category? What if they have Aviva? That would negate the claim of the ad! (Right?) Maybe the hospital workers all have to take the insurance offered by the hospital these days, with HMOs, but wow: even their own employees are just a policy to these insurance companies? Oh, the paper humanity! And does everyone else in the whole world fall into the paper people category for not having Aviva? What if they don’t even have life insurance: surely they should be normal people, right? (But even their own client{s} is paper to start with until the medical exam, so do they only care about you after your medical exam?) I mean, I understand that they’re saying that all other insurance companies view everyone else as just a policy, but this ad is really about this one patient, so this making everyone into a paper person kind of muddles things, I think. Or did the visual effects company take this idea too far?

(For the purposes of this ad, only this patient and maybe his family should be paper people, and the hospital staff should be real human beings, otherwise the ad’s message becomes confusing and sinks, as it leaves too many unanswered questions out in plain sight. I have said it before and I’ll say it again: What is the message you’re trying to send with this ad? {In this case, it’s aimed at the guy who is having the medical checkup, and he’s our identification figure, and the message is that you’ll get a discount on your life insurance premium if you get a medical checkup, like this guy is doing here. And also, Aviva cares about its clients.} Pinpoint that message, and don’t let any elements in your spot distract from it! This making everyone into paper people is confusing and it might make us wonder who this message is actually aimed at. After all, the doctor is a normal human being: does she have Aviva life insurance too? See what I mean here? Or are they really trying to say we’re all just pawns in a huge insurance conglomerate’s designs/schemes? That’s what it looks like they’re secretly saying here, doesn’t it? {And if that was the secret message: kudos, guys! Seriously: I feel like that so often these days!})

Secondly, the paper policy guy is left forever in the patient exam room, and he’s so bored he starts playing with the medical kit. So he’s basically giving himself the medical exam (with the reflex hammer, etc.) before the doctor arrives. And then she just talks to him, so I guess he did do the exam himself (!!). Oh, but he’s still paper then, so maybe paper people have to do their own medical stuff themselves? (Does this mean they have to operate on themselves if they need surgery? Well, I guess it’s just a paper cut, so there would be no blood, but those things {paper cuts, that is} hurt!) And more to the point: does Aviva think of us as a policy whenever we need to have anything done, but as real people only when we’re paying into their coffers? Because that’s what this scenario says to me (because the guy is only real after the medical exam, which he has to do himself: get it?).

But seriously: this ad makes it look like we have to do our own medical tests and stuff ourselves: so why go to the hospital? This is just ridiculous! And worse, it’s very unnecessarily confusing and risible! And that’s distracting from the message, which is something you never want to do in an ad! (And when ads are so short anyway, there’s really not much excuse to have so much silly and questionable stuff going on that takes us off-message. {I mean, it’s funny, but mostly it’s funny in that this part got approved to be in the ad! Do the Aviva people sleep through these presentations? Or is this guy giving himself a medical exam supposed to distract from my next point below?})

And thirdly (yes, sorry, there’s something else too, I’m afraid), the whole point of this ad is for Aviva to say that their policyholders get a discount if they get medical checkups. Well, I’m sure that’s very nice and friendly-like of them, but could there possibly be another reason for them wanting their life insurance policyholders to get medical checkups? (I mean other than because they care about you?) Oh, that’s right: if the medical checkup shows some new, potentially life-threatening medical condition, maybe they could drop that policy and save themselves some big payout! Now, I’m not suggesting that insurance companies only care about money, or would terminate a policy if it looked like they might have to pay benefits on it: that would be very cynical! But it is possible that some company might want to give its policyholders an “incentive” to do some early screening that might save the insurance company some money down the line. Although I’m sure Aviva would never do that, since they don’t see you as a policy, but rather, they see you as a person! (And that’s why they want you to get checkups: they see you as a real person, not a paper person; and that’s worse for them, because paper people never get sick: because they’re made out of paper. But you might! So get that checkup, just to be sure you’re healthy enough to keep paying those premiums for a long time!)

Here’s the checkup conundrum commercial: