In this next chapter of this disingenuous ad campaign, a guy gets hit from behind by someone else in the desert, and he says the obligatory: "Like a good neighbor, State Farm is there!", which results in another tragic teleportation accident combining a human with a fly, and The Fly arrives and kills everyone, necessitating the State Farm unit of Men in Black to speed to the scene for a quick clean-up so nobody ever knows what happened. Okay, that doesn't happen, but it should!
So what really happens is that his insurance agent materializes out of thin air (again! State Farm must be owned by the Federation of Planets to have such teleportation technology! And come to think of it, how come Captain Kirk and Mr. Spock never got jumbled up with some alien planet version of a fly and beam aboard a monstrous killing machine bent on destruction, mayhem, and with a taste for human blood? I heard that was going to be in the fourth season, but NBC canceled it anyway, proving NBC stands for "No Bitchin' Carnage". {Actually, most people say it stands for "Nothing But Crap", but I disavow knowledge of such a thing, just in case NBC might hire me someday [If it really stands for Nothing But Crap, I'm a shoe-in there!].}), and she says: "You're covered, Kevin." Well, I certainly hope so! The accident was not Kevin's fault, and the guy who hit him is still there, so shouldn't it be that guy's insurance company that pays for the damage? And by calling State Farm, isn't he simply ensuring that his insurance premiums will go up, even though the accident was not his fault, and his insurance company will pay nothing? So wouldn't it profit him more to simply neglect to report the accident and let the other guy pay for the damages? (There is probably a law that says you must report all accidents just so the insurance company can chisel you out of more money for nothing.)
But imagine this scenario if the guy with the State Farm car insurance policy was at fault in the accident, and he was drunk, and he hurt and/or killed people in the wreck. When he says: "Like a good neighbor, State Farm is there!", would the agent show up, size up the situation, and say: "Um, I'm outta here: You're on your own!"? It seems like that to me. And if this ad was any good, they would show the State Farm insuree in a situation where State Farm would have to pay, and they'd still (pretend to) be willing to help. Or is that just not a realistic enough scenario for anyone to accept?
Here's the curiously crass car crash commercial:
http://www.youtube.com/watch?v=mBRmlVEvQO4
Oh, and another thing: The guy whose mother shows up, hanging on the phone: he tells her she's not helping (!). What a jerk! She's calling the insurance company, and she obviously had to navigate the whole robot guy voice and actually get to a point where she knows she will talk to a person soon. That's a pain-in-the-ass to call a company like that! And not only that, but he says some magick spell that teleports her into the scalding hot desert where she'll probably get bitten by rattlesnakes and get eaten by coyotes, and he doesn't even appreciate it? What an assh*le! Maybe she ought to teleport in and start nagging him every time he hooks up with a lady from now on! (Oh, and singing that State Farm jingle with different words makes other people appear? Oh my God: It's black magic! Burn the witches at State Farm! {I'm kidding: please don't burn anyone at State Farm. Or if you do, please say someone else told you to do it so I won't get in trouble.})
